Open Letter
A new era of finance: an investment feast driven by technology and innovation
Dear investors and students of Alpha Stock Investment Training Center:
As 2024 draws to a close, the Federal Reserve has started a new cycle of interest rate cuts. This move not only boosts confidence in the capital market, but also heralds a new round of recovery in the global economic environment. The historic reconciliation framework reached in the Middle East and Russia and Ukraine has further alleviated the pressure on the supply chain and cleared the way for the recovery of the world economy.
Sitting in the office and looking out the window at the bustling city, I think of every important turning point I have witnessed in the past thirty years. Black Monday in 1987, the Internet bubble in 2000, the financial crisis in 2008, and the current AI and blockchain revolution all indicate that market turning points are both risks and opportunities. Every ups and downs of the market remind us that there is new growth momentum hidden in the crisis, and the key to seizing these opportunities lies in clear judgment and decisive action.
Turning point of the global economy
2024 is indeed an epoch-making year. Especially with the widespread application of AI technology and the maturity of blockchain technology, the global investment landscape is being redefined. As we have always emphasized, this is an important moment about dreams and the future.
The Fed's decision to cut interest rates on September 20 is a landmark event. The 11th rate hike since March 2022, the Fed has raised interest rates by 525 basis points. The 25 basis point cut in the benchmark interest rate in September this year marks the official shift to tightening policy since March 2022. This change not only reflects the inherent strong resilience of the US economy, but also shows the Fed's confidence in future economic growth and inflation stability.
As an investor who has been deeply involved in the financial market for decades, combined with the research of our team and the analysis of the StarSpark AI Enhanced-7 investment system, I firmly believe that this rate cut will have a far-reaching impact on the market:
First, the interest rate cut has reduced the financing costs of enterprises, especially in the context of high interest rates suppressing investment willingness. This change has provided a strong impetus for the recovery of capital-intensive industries. With the improvement of the financing environment, global capital expenditure is expected to increase by 15%. This growth will mainly be reflected in the following areas:
In terms of artificial intelligence and technology upgrades, global technology companies are accelerating their R&D investment and infrastructure construction. The growth of investment in this area will significantly increase related jobs and accelerate the pace of technological innovation.
In the field of new energy and green technology, thanks to policy support and lower capital costs, the construction of new energy projects is accelerating. The International Energy Agency pointed out that the scale of global green energy investment is expected to grow by more than 30% in the next year.
In terms of infrastructure and manufacturing upgrades, companies' demand for equipment updates and supply chain optimization continues to rise, which will drive global manufacturing efficiency to increase by more than 20%.
Second, the job market is showing an unexpected improvement trend. The interest rate cut cycle is usually accompanied by the recovery of economic activities and corporate expansion, which in turn creates more jobs. According to the forecast of the StarSpark AI Enhanced-7 system, combined with the data of the Bureau of Labor Statistics, the unemployment rate is expected to drop to a historic low of 3.8% or even lower in the next 12 months. This improvement is mainly due to two aspects: First, the significant improvement in the financing environment for small and medium-sized enterprises is releasing huge employment potential. According to a survey by the Small Business Administration, more than 60% of small and medium-sized enterprises plan to expand recruitment after financing conditions improve.
Secondly, the booming development of emerging technology industries has brought a large number of high-quality employment opportunities. The demand for talents in fields such as AI and blockchain has surged, and the annual salary level of related positions has generally increased by more than 15%.
This interest rate cut is a historical node full of opportunities. As investors, we need to remain sharp in multi-asset allocation and achieve steady income growth in a complex market environment through the analysis and guidance of intelligent systems such as StarSpark AI Enhanced-7. As I have always emphasized-grasping the historical turning point is to grasp the key to wealth freedom!
The geopolitical environment has improved significantly
The Middle East, Russia, Ukraine and other major geopolitical conflict areas have reached a preliminary reconciliation framework of historic significance. This development is also a milestone for our 21st WealthArc Fintech students. The improvement of the geopolitical situation will stabilize global energy prices and effectively reduce supply chain costs. The recent significant easing of global geopolitics, coupled with the shift in technology policy of the new US administration, is injecting strong positive momentum into the global economy and capital markets.
The new government's science and technology innovation policy
The new government has great prospects for science and technology innovation policy, with AI and blockchain being the strategic focus. In his inaugural address, Trump announced an ambitious science and technology development plan: "Over the next four years, we will focus on supporting the development of artificial intelligence and blockchain technology to ensure America's global leadership in these fields. We will invest $150 billion in federal funds to support related research and development, and significantly simplify the regulatory process in the field of scientific and technological innovation." This unprecedented investment plan demonstrates the new government's firm determination to promote scientific and technological innovation.
As the chairman of the White House Science and Technology Innovation Advisory Committee, Elon Musk has also emphasized this vision on many occasions: "The combination of AI and blockchain will reshape the global financial system. We need a more open regulatory environment to allow innovation to truly serve economic development." He particularly emphasized that the new government will fully support the development and application of digital assets through a series of policy measures. The combination of decentralized technology and AI-driven decision-making systems will make financial services more efficient and transparent, and may even create new financial instruments and markets.
Against the backdrop of global economic recovery and accelerating technological innovation, I recommend that investors adopt the following strategies:
Technology stocks and index funds: focus on AI and blockchain-related stocks, while allocating ETFs covering a wide range of technology fields.
Digital asset allocation: moderately increase holdings of cryptocurrencies and related stocks, and seize the price increase potential brought by policy dividends.
Energy and raw material stocks: benefiting from the easing of geopolitical conflicts, energy and raw material related stocks are expected to usher in valuation repair.
In this historic moment full of hope, we have not only witnessed a critical turning point in the world economy, but also ushered in a new era of technological revolution. As investors, we must learn to take advantage of the trend, use innovation as an engine, and embrace the endless possibilities of the future!
In the near future, the application of AI in the financial field will create an annual economic benefit of $250 billion, which is nearly two times the amount in 2023. This growth mainly comes from the in-depth application of AI in risk management, investment decision-making and customer service.
Blockchain technology will also have a penetration rate of 35% in financial transactions, which means that the global financial system will enter a new stage of greater efficiency and transparency. The integration of traditional financial institutions and blockchain technology will significantly reduce transaction costs and improve market efficiency.
The size of the cryptocurrency market is expected to exceed $3 trillion, and the participation of institutional investors will increase significantly. The new regulatory framework will bring a more standardized development environment to the digital asset market and promote the gradual mainstreaming of cryptocurrency.
Alpha Stock's innovative practices
In this era full of opportunities, WealthArc Fintech has always been at the forefront of innovation. After nearly a decade of development, we have trained more than 100,000 outstanding financial investment talents. Alpha Stock has also been rated as the "Most Innovative Financial Education Institution of 2024" by the industry many times in 2024 for its innovative model that keeps pace with the times. In order to help students seize opportunities in this new era, our 21st training program has been upgraded in all aspects:
1. The integration and upgrade of StarSpark AI intelligent trading system has made breakthrough progress:
More efficient market analysis: Market analysis time is shortened by 32%, allowing students to quickly gain insights in complex markets. This efficiency improvement is particularly important in the ever-changing investment environment.
Significant improvement in trading win rate: A 28% increase in the win rate is a breakthrough, indicating that the system's intelligent capabilities in trend prediction, strategy formulation, etc. have reached a new height. For investors, this means more stable returns and lower trial and error costs.
Optimization of risk control capabilities: The accuracy of risk control has increased by 40 percentage points, which will help students seize opportunities while avoiding market traps and truly realize the investment concept of "risk control first".
2. The pioneering launch of the blockchain finance course module:
In-depth cooperation and course development: Cooperate with senior financial laboratories in the industry to develop courses, provide students with cutting-edge knowledge, and lay a solid theoretical foundation.
Actual combat simulation trading: Combining theory with practice, students can analyze the AI investment system and apply it to the investment field to experience how practical technology changes the financial market.
Invited Wall Street experts to conduct case teaching: The real cases and insights brought by these experts will help students understand mainstream investment targets and potential investment opportunities.
3. The launch of the "Future Financial Leaders Program" has created a new model for financial education:
Offline salons for students to connect with top resources: The opportunity to personally communicate with top Wall Street investment bank experts not only enhances the value of students' personal connections, but also provides everyone with valuable industry insights, which is a booster for career development.
Innovation Fund to Support Entrepreneurship: The establishment of a $1 million innovation fund is not only an affirmation of students' entrepreneurial potential, but also a practical action by Alpha Stock to support innovation and incubate future industry leaders.
Establish an industry-leading investment development guidance system: The investment development guidance system will provide students with all-round career development support to help them quickly stand out in the financial market.
The upgrade of WealthArc Fintech not only reflects its pursuit of educational innovation, but also demonstrates our in-depth layout in the frontier fields of artificial intelligence and big data quantification. These changes will greatly improve the learning efficiency, practical ability and career development potential of students, and win opportunities for everyone in the global financial market. "Future financial talents must be proficient in traditional finance, artificial intelligence and blockchain technology. This kind of compound talent will lead the financial innovation in the next decade." This is exactly the training direction that Alpha Stock has always adhered to. As I often say, successful investment requires not only technical support, but also learning and practical ability that keeps pace with the times. This upgrade will undoubtedly pave the way for the birth of a new generation of financial leaders. I believe that the students participating in the 21st training will stand at the forefront of change and become the dominant force in the future financial market!
Looking ahead
2025 is approaching, and the global economy is ushering in an unprecedented golden period of development. The Fed's interest rate cut in September not only opened the prelude to the coordinated easing of global monetary policy, but also released a strong signal of economic growth. With the gradual implementation of the Trump administration's policies to strongly support technological innovation, coupled with the significant easing of geopolitical situations in the Middle East and Europe, we are standing in a historic opportunity period full of infinite possibilities.
It is particularly noteworthy that, driven by both policies and markets, the application of AI technology in the financial field is accelerating, and the deep integration of blockchain technology and traditional finance will also usher in a new wave of financial innovation. Goldman Sachs' latest research report pointed out that by the end of 2025, the coordinated development of AI and blockchain technology will bring more than $3 trillion in incremental space to the global financial market. This is not only the result of technological breakthroughs, but also the joint achievement of global collaboration and policy support.
As an innovative pioneer in the field of financial education, Alpha Stock has always been committed to integrating the most cutting-edge financial technology concepts into teaching and providing investors with a world-class learning experience. In this new era full of opportunities, we will continue to uphold the concept of "technology empowering finance and innovation driving the future" to help every student seize the opportunity in the ever-changing market.
Master cutting-edge technology: Through the StarSpark AI system and blockchain financial course modules, comprehensively improve students' investment skills in emerging fields. Keep up with market trends: Through professional analysis and practice platforms, accurately grasp policy dividends and market dynamics. Achieve personal breakthroughs: Relying on the "Future Financial Leaders Program", create a high-end career development platform to help students become leaders in the financial market.
This is a wonderful financial turning point, and an era full of opportunities and challenges is beckoning us! At the end of 2024, let us greet the dawn of 2025 with full confidence and wisdom. The deep integration of technology and finance, and the new situation of global economic recovery are paving an unprecedented growth path for us.
As an innovative pioneer in the field of financial education, WealthArc Fintech is committed to continuing to lead investors towards excellence. Whether through the upgraded StarSpark AI Enhanced-7 intelligent trading system, or the stock market, ETF, bond, option, and blockchain course modules that we are good at, we will provide the most powerful support for students to help everyone obtain more accurate analysis and more efficient investment opportunities, so that every student can stand higher and go further at a new starting point.
Alpha Stock is willing to work with you to create your own road to success. Seize the present and invest in the future. This will be our common vision of wealth.
May success and happiness accompany you, and may tomorrow be better!
Sincerely wish,
John Smith
Founder of Alpha Stock Investment Training Center
November 15, 2024 in Los Angeles